{
  "schema_version": "1.0.0",
  "record_kind": "a2a_payment_request_template",
  "status": "unfilled_not_payable",
  "order_id": null,
  "service_id": null,
  "scope": null,
  "amount_minor": null,
  "currency": "SGD",
  "reference": null,
  "terms_agreed": false,
  "payer_authority_verified": false,
  "payment_destination": "https://www.alberttansinhon.com/atlas-agent-school/payments/manifest.json",
  "qr_sha256": "665476215ca7ff9a1b537e5bf602eac77d8b55b85a1d206b8c487e9b84aedbe5",
  "receipt_status": "not_requested",
  "instruction": "Populate only for an agreed deliverable service in the authorised exchange. A published QR does not create a debt, invoice, enrolment or authority to pay. Keep customer data and bank evidence private.",
  "qr_image_revision": "2026-11-02-v2"
}
